Effective Date: November 1, 2025

These Terms & Conditions govern your use of the websites, services, and messaging programs operated by Cash Flow Banking | Strategy West Financial (“Cash Flow Banking,” “Strategy West Financial,” “we,” “us,” or “our”).

By accessing or using our Services, you agree to be bound by these Terms.

SMS MESSAGING TERMS

PROGRAM DESCRIPTION

By providing your mobile phone number and opting in through our website forms, applications, written agreements, event registrations, or keyword-based opt-in methods, you expressly consent to receive SMS text messages from Cash Flow Banking.

SMS messages may include:

• Educational or informational content

• Appointment reminders or confirmations

• Account- or service-related notifications

• Marketing or promotional messages related solely to Cash Flow Banking

Message frequency varies. Message and data rates may apply.

CONSENT & OPT-OUT

Consent to receive SMS messages is not a condition of any purchase.

You may cancel the SMS service at any time by replying STOP to any message. Upon sending STOP, you will receive a confirmation SMS acknowledging your unsubscribe request. After this confirmation, you will no longer receive SMS messages from us.

To rejoin the SMS program, you must opt in again using the same method you originally used to subscribe.

HELP & SUPPORT

If you experience issues with the messaging program, reply HELP to any message for assistance, or contact us directly at hello@cashflowbanking.com.

CARRIER DISCLAIMERS

Wireless carriers are not liable for delayed or undelivered messages.

For questions regarding your text messaging or data plan, please contact your wireless service provider.

PRIVACY

Your participation in our SMS messaging program and use of our Services are subject to our Privacy Policy, which explains how we collect, use, and protect your personal information.

USE OF SERVICES

You agree to use our Services only for lawful purposes and in compliance with all applicable laws, rules, and regulations.

MODIFICATIONS

We reserve the right to update or modify these Terms & Conditions at any time. Any changes will be posted on this page with an updated effective date.

CONTACT INFORMATION

Cash Flow Banking

Email: hello@cashflowbanking.com